Our mission is to link you with the most trusted home warranty providers in your region. While some specific inquiries may require direct communication with the companies, we’ve compiled a list of general questions and valuable insights for prospective home warranty buyers. We trust you’ll find this information to be of great assistance!
What is the difference between Home Warranty & Home Insurance?
Home insurance protects your home and personal property from events like fire or theft, while home warranty covers the repair or replacement of home appliances and systems due to normal wear and tear.
What is a trade call fee?
A trade call fee (or service fee) is a co-pay due when a service provider is dispatched to your home. The amount varies by company and plan, typically ranging from $50 to $100.
Does Home warranty auto-renew by default?
Home warranty plans may auto-renew, but it depends on the company and plan. Check with the specific company to determine if auto-renewal is available.
What if my appliances and systems are old?
Older appliances and systems can still be covered by a home warranty if they are in working condition when you purchase the policy.
Are home warranties transferable when a home is bought or sold?
Most home warranties are transferable during a home sale. Notify the warranty company at the time of sale, and the new owner can continue coverage.
Is there a limit to the number of repairs during my home warranty plan's term?
Most plans do not have a limit on the number of repairs, but it can vary by company and plan.
How long does a home warranty policy usually last?
Most policies last for one year, but some offer monthly or multi-year terms.
Will I have any out-of-pocket expenses?
You may have to pay a trade call fee for service. Check your specific policy for details on out-of-pocket expenses.
Are home warranties worth it?
Home warranties can be worth it if you have older appliances or systems prone to breakdowns or want to avoid costly repair expenses.